In 2022 Peace Hills Insurance will celebrate its 40th year of business. We expect the momentum we have been building to continue and are confident that it will propel us forward to a thriving and successful future. Our recruitment efforts will continue as we seek ways to support our current workforce as we grow, and as the world becomes increasingly reliant on technology to deliver and receive services, our core infrastructure is more resilient than ever in the event of system failures and unforeseen disasters. Despite the digitization, we are the same Peace Hills that has been, and always will be, committed to personal service and strengthening relationships. We are moving into our 40th year willing and prepared to remain fair, flexible, and reasonable in all our business dealings, and the Executive Team looks forward to leveraging this momentum to drive positive change and enhanced profitability into 2022.